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Rich Man Took $5K Bank Loan With His Ferrari as Collateral. Find Out His Odd Reason!

How does “working smart” beats working hard? Find out this rich man’s secret!


In life in order to be flourishing and successful you have to be intelligent, smart and hard working.

It’s a formula to success, it will be close to impossible to be successful without hard work, creativeness or skill used in a higher level.

Let stories like this inspire you or perhaps give you an idea about being one step ahead all the time. Sometimes life is like a chess game, you must always have an idea about the next perfect move to take.

This interesting story shows how a very wealthy man uses his “cleverness” in life. His smart moves kept him thriving through the years without loss.

This is about a wealthy man who borrowed money from the bank amounting to $5K, the bank was asking for collateral and gave his newly bought $250k Ferrari as security that the money he borrowed will be paid back.

It’s shocking to find out why a rich man would borrow that small amount of money with high interest rates despite being very well-heeled and most of all, making his very expensive car as guarantee for his loan.

I know his point is confusing and mind boggling, find out his very fascinating and clever idea!


“His name was Bubba, he was from Texas and he needed a loan, so he walked into a bank in New York City and asked for the loan officer. He told the loan officer that he was going to Paris for an International Redneck Festival for two weeks and needed to borrow $5,000, and that he was not a depositor of the bank.

The bank officer told him that the bank would need some form of security for the loan, so the Redneck handed over the keys to a new Ferrari. The car was parked on the street in front of the bank.

The Redneck produced the title and everything checked out. The loan officer agreed to hold the car as collateral for the loan and apologized for having to charge 12% interest.

Later, the bank’s president and its officers all enjoyed a good laugh at the Redneck from the Texas for using a $250,000 Ferrari as collateral for a $5,000 loan. An employee of the bank then drove the Ferrari into the bank’s private underground garage and parked it.

Two weeks later, the Redneck returned, repaid the $5,000 and the interest of 23.07. The loan officer said, “Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled.

While you were away, we checked you out on Dunn & Bradstreet and found that you are a distinguished alumni from Texas A & M, a highly sophisticated investor and multi-millionaire with real estate and financial interests all over the world. Your investments include a large number of wind turbines around Sweetwater, Texas. What puzzles us is, why would you bother to borrow $5,000?”

The good ‘ole boy replied, “Where else in New York City can I park my car for two weeks for only $23.07 and expect it to be there when I return?”

His name was BUBBA….keep an eye on those Texas boys! Just because we talk funny does not mean we are stupid!”

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Woman Gets Wise Advice from Grandma After Husband Cheats On Her

Grandmother asked this one question to her granddaughter who has a cheating husband. Inspiring story!

Grandmothers are the best friends we hope we could keep forever. They are wise, straightforward and truly loving. Obviously, they've lived longer than us and so they have a lot of experiences and wisdom to share with us.

In the story below, a grandmother showed her granddaughter how the same level of adversity can change a person and thus made us think how we are as problem solvers. Take a read for it sure is going to be worth it.


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This Blind Mystic Who Predicted 9/11 and the Rise of ISIS Has a Terrifying Vision for 2016

Her followers claim 85% of her predictions came true. Hopefully, her visions for this year won’t.

Many people have sought the help of soothsayers to tell them of their fates every year. Regardless if it is about their careers or personal lives, they want to get a glimpse of the future---an idea of the possible events that may occur and change their lives.

But, are you 100% certain that you want to know about your destiny? What if it is not as bright and positive as you hope it would be? How would you react if they tell you an information that is so frightening?

The late Baba Vanga foretold some cataclysmic events this 2016. And it doesn't sound good, especially to the Europeans.

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An Old Farmer Catches A Group Of Women Skinny Dipping In His Pond

See how this man reacts when he saw naked women swimming in his pond.

As we aged, we lose the capacity to think quickly. However, an elderly man gave his perfect yet sharp response to women skinny dipping in his pond.

An elderly man in Louisiana had owned a large farm for several years. He had a large pond in the back. It was properly shaped for swimming, so he fixed it up nice with picnic tables, horseshoe courts, and some apple and peach trees.

One evening the old farmer decided to go down to the pond, as he hadn't been there for a while, and look it over. He grabbed a five-gallon bucket to bring back some fruit. As he neared the pond, he heard voices shouting and laughing with glee. As he came closer, he saw it was a bunch of young women skinny-dipping in his pond.

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