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Stellar Could Be the Next Big Thing In Cryptocurrency And The Future of Banking

Stellar is considered the best-performing cryptocurrency of this year.

Bitcoin talk has been all the rage last year, especially toward the end of 2017 but this year another cryptocurrency is making its way up the digital currency market. Founded in 2014 by Jed McCaleb, the same guy who founded another currency, Ripple, Stellar’s cryptocurrency value is surging. Jed McCaleb, an American programmer, is known for creating the peer-to-peer technologies eDonkey and Overnet, as well as the first ever bitcoin exchange Mt. Gox.

Since Friday, Stellar’s value soared to more than 65 percent by market capitalization. By Wednesday, the cryptocurrency landed on the 6th spot as the largest digital currency, with a market cap of $16.4 billion. Developed by a non-profit organization, Stellar is an open source blockchain targeting enterprise clients and financial institutions with high volumes of cross-border transactions.

It is believed that Stellar could be the next big cryptocurrency.

Stellar is considered the best-performing cryptocurrency of this year, according to Nasdaq. Stellar Lumens, between March 20 and Dec. 10, it’s gained over 6,300%! And about 150% for the first three days of January. This less popular currency took over litecoin, taking the 6th spot as the largest cryptocurrency value. The reason? Look no further than its blockchain.

The easiest way to get noticed by cryptocurrency investors and big businesses is to have blockchain technology that stands out. One of the more intriguing aspects of Stellar’s blockchain is that it has built-in smart-contract protocols. Smart contracts help facilitate, verify, or enforce the negotiation of a contract, ensuring the efficiency of peer-to-peer and business-to-business transactions.

Its protocol was based on Ripple’s but with a complete redo. The currency is called by its official name lumen, with XLM as its symbol. Stellar’s potential is apparent since it has shown it can be an excellent payment medium used by many people.

The currency also aims to provide hassle-free transactions and rising fees during that process — both of which are problems faced by Bitcoin when it was overhyped. The Stellar organization’s mission is to connect people to low-cost financial services, which will help everyone and especially the billions of under-banked people in the developing world. What separates Stellar from other cryptocurrency is that Stellar has already progressed far toward its goal of global adoption and continues at a fast pace. It has formed major business partnerships, including IBM, Deloitte, and Stripe.

With a focus on the un- and under-banked, especially in emerging markets such as Africa and S.E. Asia, it seems that “lumen” is a well-picked name for Stellar’s cryptocurrency, as Stellar.org creates a light at the end of a very dark tunnel for the poor of the world.

Stellar’s goal is to become a “one-stop shop” in the market.

Stellar operates a network using Blockchain, a revolutionary technology originally devised for the digital currency Bitcoin. But unlike Bitcoin, Stellar offers quick and cheap processing capability, with payment transactions expected to resolve on its network in two-to-five seconds. In comparison, cross-border transactions using fiat currency normally takes 3-5 banking days. Bitcoin takes about 1-4 hours and it costs too much.

With the kind of vision Stellar has for the future of currency exchange, we’re excited to see what 2018 and beyond has in store for the rest of us. We won’t tell you to put your life-savings into it, but it’s worth getting to know.

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The World’s Largest Retirement Community is Perfect for Testing Self-Driving Taxis

An American startup company has chosen the area to pilot its services.

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Autonomous vehicle technology has yet to be perfected, but one company is looking to take one step ahead of the others as it tests its services in the ideal area: The Villages retirement community in Florida. The sprawling community stretches out to 40 square miles and features 750 miles of road, three separate downtowns, plus a population of 125,000 senior citizens.

The American car startup Voyage chose The Villages to test its door-to-door self-driving taxi service. With this, the residents can call for cars using an app. The cars will then operate at Level 4 autonomy (meaning full autonomy for all safety-critical driving functions) but still include a safety driver. The company has also partnered with CARMERA, a street-level intelligence provider for autonomous vehicles. CARMERA will map out The Villages’ roadways and feed the cars real-time mapping updates.

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Scientists Discover Huge Sheets of Ice Buried Beneath the Surface of Mars

This discovery is a big ‘game-changer,’ according to experts.

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A major discovery has just been made by scientists and many are labeling it as a huge ‘game-changer’. According to a new study published in the Science journal, Mars may have a source of accessible drinkable water.

As can be seen in the images taken by NASA's Mars Reconnaissance Orbiter (which has been orbiting the red planet since 2006), scientists have discovered thick ice sheets under the Martain surface.

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Scientifically Proven Reasons Redheads Are Superior in Bed

It has to do with their genes.

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It's not just their wild locks that make them appealing in the bedroom. Redheads' MC1R genes, the ones responsible for their red hair, can also be credited for other physical characteristics that make them great in bed.

Redheads are quite special indeed. In 2000, when researchers pinpointed the exact gene responsible for red hair, the mutated MC1R protein, they found that it may only manifest in as little as 1 to 2 percent of the population. But what exactly makes redheads superstars in the bedroom? Read on to find out.

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